Privacy Policy

This Privacy Policy sets forth the reasonable security practices and procedures adopted by mBip and shall apply to the use and disclosure and sharing of sensitive personal data or information (Personal Information) provided by the registered users of the website www.motlay.com (Website), which is owned and operated by Motlay Innovations Pvt Ltd. This policy is equally applicable on the visitors to the Website.

We value the trust you have placed with us. To provide you with a convenient and safe online experience, we have implemented measures to protect the confidentiality, integrity, and security of your Personal Information, during storage and transmission through the World Wide Web. This Privacy Policy explains how we protect Personal Information provided by you through the Website and how we store and use that information, to deliver the services on the Website.

We value the trust you have placed with us. To provide you with a convenient and safe online experience, we have implemented measures to protect the confidentiality, integrity, and security of your Personal Information, during storage and transmission through the World Wide Web. This Privacy Policy explains how we protect Personal Information provided by you through the Website and how we store and use that information, to deliver the services on the Website.

This Privacy Policy is subject to change at any time. It is advised that you review this Privacy Policy periodically. Collection of Personal Information Most features of the Website would require registration, which may require you to provide your details such as an email address, a password and other information.

From time to time, the Website may also request other Personal Information to provide you with other benefits of the Services. On all such occasions, you will have the opportunity to provide or to decline to provide that Personal Information. In order to benefit from the full functionality of the services, you would need to provide your Account Credentials to allow the Website, to provide Account Aggregator Services to access your account data from the financial institutions where your accounts are maintained, so that you can use/see consolidated view of various Accounts. All such Account Credentials and data collected from such Accounts are stored by our Third Party service provider, in their highly secured servers.

Use of Personal Information

The Website uses and discloses your Personal Information only as follows:

To deliver to you any administrative notices, money alerts, advice and communications relevant to your use of the Services.

To analyze Website usage and improve the services offered.

For market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity.

To Third Party Service Providers that provide services to mBip and are bound by these same privacy restrictions.

To improve features, tailor the Website to your interests, and to get in touch with you whenever necessary.

For any of these purposes, we may use group companies / affiliates, third party vendors, agents, contractors, consultants or service providers (individually a Third Party Service Provider and collectively, the Third Party Service Providers) We may also use them to help us in providing the features of the Website, such as sending email messages on our behalf, collecting subscription fees for such services, and notifying or contacting you regarding any problem with such Services or hosting and operating a particular feature or functionality. Such Third Party Service Providers are bound by privacy restrictions which are similar to the restrictions mentioned in this Policy.

Sharing and disclosure of Personal Information We will not sale, share, rent or trade your Personal Information with any affiliated or unaffiliated third parties. Further, we will also not disclose your Personal Information with any affiliated or unaffiliated third parties, except as mentioned above and also to:

Provide you the product and services

transaction processing and report generation

Conform with any legal requirements or comply with legal process(es)

Enforce the terms and conditions of the products or services

Protect the interests of mBip, its Affiliates, or its members, constituents, or of other persons

mBip, may make anonymous or aggregate Personal Information, and disclose or use such data only in a non-personally identifiable manner for purposes of research, advertising, comparison to organizations approved by mBip.

When you choose to delete your account from the Website, your data will be permanently expunged from our primary servers and further access to your account will not be possible. The Website will also promptly disconnect any connection it had established to your linked accounts and delete all Account Credentials.

Notwithstanding anything above, portions of your data, consisting aggregate data derived from your Account Information, may remain on our production servers indefinitely. Your data may also remain on their backup server or media. Our servers keeps these backups to ensure our continued ability to provide the Services to you in the event of malfunction or damage to primary production servers.

Your Data is Secure

When you register for the Services, the Website requires a Login ID and a password from you for your privacy and security. You are responsible for maintaining the confidentiality of your Login ID and password and you may not provide these credentials to any third party. We recommend that you change your password periodically.

Your password must conform to standards and, as a security feature the Website will automatically reject weak passwords. We shall not be responsible if someone else accesses your account through Login ID and password they have obtained from you or through a violation by you of this Privacy Policy or the Websites Terms of Use.

Feedback

If you have questions, comments, concerns or feedback regarding this Privacy Policy or any other privacy or security concern, you can contact us .

Last updated : 6th June 2015